New health insurance policies from Cigna TTK and HDFC Ergo

Insurance Company Cigna TTK Health Insurance Company Pvt. Ltd.
Product Name Pro-health
Entry Age 0-60 Years
Co Pay 0
Pre existing covered after 2 Years
Day Care Treatment OK
Restoration Benefit OK
Pre Hospitalization Benefit 60 Days
Post Hospitalization Benefit 90 Days
Daily Hospitalization Benefit No
Emergency Ambulance Yes
Out Patient Department (OPD)  Yes (Rs.500-Rs.15,000)
Free Health Check Up Yes
No Claim Bonus 25%  every year subject to 100%
Ambulance Fee Rs. 2,000 per event
Room Rent No Limit

 

Insurance Company HDFC ERGO General Insurance Company
Product Name Health Suraksha
Entry Age 0-60 Years
Co Pay 0
Pre existing covered after 3 Years
Day Care Treatment OK
Restoration Benefit OK
Pre hospitalization Benefit 30 Days
Post hospitalization Benefit 60 Days
Daily Hospitalization Benefit Yes
Emergency Ambulance Yes
Out Patient Department (OPD)  No
Free Health Check Up Yes
No Claim Bonus 10% -100%
Ambulance Fee No capping
Room Rent No capping

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